Every fall, I make my brown butter pumpkin chocolate chip bread, and it’s honestly become a tradition that I look forward to ALL YEAR LONG. But this year? I decided to take it to the next level and create a chocolate chip brown sugar crumble to put on top, and oh my gosh, it’s truly INSANE. We’re talking bakery-quality, showstopping, people-will-ask-for-the-recipe-multiple-times level of delicious.
The brown butter is the secret weapon here. It brings this nutty, toasty richness that makes the pumpkin sing, and when you combine that with the spiced bread and a crispy, chocolatey crumble on top? You get pure fall magic. This bread is incredibly moist thanks to the pumpkin puree, and that crumble top adds the perfect textural contrast that takes it from “good” to “absolutely LEGENDARY.”
Whether you’re bringing this to a potluck, serving it at breakfast, or just eating it straight from the pan with a cup of coffee, this is the bread that will have everyone begging for seconds. It’s perfect for gifting too, honestly. Wrap it up and watch people’s faces light up.
P.S. Don’t skip the browning butter step! That nutty, golden-brown butter is what makes this whole recipe shine. Take your time with it and let it get those beautiful browned bits.

Ingredients Needed
- Unsalted Butter: Three-fourths cup total to brown at the very beginning. You’ll divide this into a half cup for the bread batter and use the remaining butter (about one-quarter cup) for the crumble topping. Browning the butter creates that deeply nutty, caramelized flavor that elevates this entire recipe.
- Light Brown Sugar: Three-fourths cup in the bread batter plus one-half cup for the crumble topping. Brown sugar adds moisture and a subtle molasses depth that regular granulated sugar can’t match, making every bite taste like comfort.
- Granulated Sugar: One-half cup mixed into the batter with the brown sugar. This creates the perfect balance of sweetness and texture without being overly rich.
- Large Eggs: Two eggs act as your binder and help create that incredibly moist crumb. They also give the bread structure so it doesn’t fall apart.
- Vanilla Extract: One teaspoon to add warmth and complexity to the spice profile. It’s subtle but absolutely makes a difference in the final flavor.
- Pumpkin Puree: Fifteen ounces (one full can) of pure pumpkin, not pumpkin pie filling. This is what makes the bread so incredibly moist and gives it that gorgeous pumpkin flavor without any artificial spices baked in.
- Whole Milk: One-quarter cup to keep the batter silky and moist. You can use any milk you prefer, whether that’s dairy or your favorite non-dairy option.
- All-Purpose Flour: One and three-fourths cups in the bread batter plus one-half cup for the crumble topping. The flour creates structure and helps the bread bake evenly while keeping it tender.
- Baking Powder: One teaspoon to give the bread lift so it bakes up light and fluffy without being dense.
- Salt: One-half teaspoon to enhance all the flavors and balance the sweetness. You won’t taste salt, but you’ll taste the difference when it’s there.
- Pumpkin Pie Spice: One and one-half teaspoons of the classic fall blend. This mixture of cinnamon, nutmeg, ginger, and cloves brings that traditional pumpkin pie warmth to the bread.
- Cinnamon: One full teaspoon in addition to the pumpkin pie spice, plus one and one-half teaspoons for the crumble topping. I love doubling down on cinnamon because it’s that cozy, warm spice that screams fall.
- Semi-Sweet Chocolate Chips: One cup folded into the batter to add pockets of chocolatey goodness throughout every slice.
- Mini Chocolate Chips: Two tablespoons scattered throughout the crumble topping. These melt slightly and create little bursts of chocolate flavor in that crispy crumble.
Substitutions and Modifications
- Milk options: Use any milk you love! Oat milk, almond milk, whole milk, or 2% all work beautifully.
- Chocolate chips: Dark chocolate or milk chocolate chips work just as well as semi-sweet. You can also use a combination for extra depth.
- Pumpkin spice swap: If you don’t have pumpkin pie spice, combine 1 teaspoon cinnamon, 1/2 teaspoon nutmeg, 1/4 teaspoon ginger, and a pinch of cloves.
- Add-ins: Chopped pecans or walnuts in the crumble topping are absolutely delicious if you want extra crunch.
- Loaf vs. muffins: This recipe works great in a muffin tin too! Just divide the batter evenly and reduce baking time to 25-30 minutes.

Why You’ll Love This Recipe
- The brown butter creates a deeply nutty, caramelized flavor that’s absolutely ADDICTIVE and elevates this bread beyond any other pumpkin bread you’ve tried.
- The crispy chocolate chip crumble topping provides the perfect textural contrast to the moist, tender crumb. It’s bakery-quality but totally doable at home.
- This bread is incredibly moist thanks to the pumpkin puree, so you don’t need frosting or extra glaze. It’s perfect on its own or with a simple cup of coffee or tea.
Equipment Needed
- Small saucepan (for browning butter)
- Large mixing bowl
- Medium mixing bowl
- Whisk
- Spatula or rubber scraper
- 9×5-inch loaf pan (greased or lined with parchment)
- Measuring cups and spoons

Brown Butter Pumpkin Chocolate Chip Crumble Bread
Video
Ingredients
For the Bread:
- ½ cup (113.5 g) browned unsalted butter
- ¾ cup (165 g) light brown sugar
- ½ cup (100 g) granulated sugar
- 2 (2) large eggs
- 1 teaspoon (4 g) vanilla extract
- 15 ounces (425.24 g) pumpkin puree 1 can
- ¼ cup (59.15 ml) whole milk or milk of choice
- 1 ¾ cups (218.75 g) all-purpose flour
- 1 teaspoon (4 g) baking powder
- ½ teaspoon (3 g) salt
- 1 ½ teaspoons (3 g) pumpkin pie spice
- 1 teaspoon (2 g) ground cinnamon
- 1 cup (180 g) semi-sweet chocolate chips
For the Crumble Topping:
- ¼ cup (56.75 g) browned unsalted butter remaining from the 0.75 cup
- ½ cup (110 g) light brown sugar
- ½ cup (62.5 g) all-purpose flour
- 1 ½ teaspoons (3 g) ground cinnamon
- 2 tablespoons (30 g) mini chocolate chips
Instructions
- In a small saucepan over medium-high heat, melt all 3/4 cup of butter. Continue cooking, swirling occasionally, until the butter is foamy and turns a deep golden brown with a nutty aroma. You'll see the milk solids turn brown at the bottom, which is exactly what you want. This should take about 10-12 minutes. Pour the brown butter into a heat-safe bowl and let it cool for about 5 minutes.
- Once cooled slightly, measure out 1/2 cup of the brown butter for the bread batter and set aside the remaining ~1/4 cup for the crumble topping.
- In a large bowl, whisk together the 1/2 cup brown butter, light brown sugar, and granulated sugar. Mix for about 1 minute until well combined.
- Add the eggs and vanilla extract to the butter mixture and mix for another minute until everything is smooth and creamy.
- Add the pumpkin puree and milk to the wet ingredients and mix until fully combined and smooth.
- In a separate medium bowl, whisk together the flour, baking powder, salt, pumpkin pie spice, and cinnamon. Make sure there are no lumps.
- Gently fold the dry ingredients into the wet ingredients using a spatula, mixing until just combined. Don’t overmix, as this can make the bread tough. The batter should come together with no streaks of flour visible.
- Fold in the semi-sweet chocolate chips until evenly distributed throughout the batter.
- Preheat your oven to 350 degrees Fahrenheit. Grease your 9×5-inch loaf pan or line it with parchment paper.
- Pour the pumpkin bread batter into the prepared loaf pan and smooth the top with a spatula.
- Now make the crumble topping by combining the remaining brown butter, light brown sugar, flour, and cinnamon in a small bowl. Mix until fully combined and the mixture looks like wet sand.
- Stir in the mini chocolate chips until evenly distributed.
- Crumble the topping mixture evenly over the pumpkin bread batter. Don’t press it down, just let it sit on top loosely so it gets crispy and golden.
- Place the loaf pan on a baking sheet (to catch any drips) and bake at 350 degrees for 65-75 minutes. At 65 minutes, insert a toothpick into the center. If it comes out clean or with just a few crumbs (not wet batter), it’s done.
- If the toothpick comes out wet, bake for another 5-10 minutes and check again. This bread is very moist due to the pumpkin, so it might take longer than 75 minutes. This is totally normal and fine, don’t worry!
- Once the toothpick comes out mostly clean, remove from the oven and let cool in the pan for 30 minutes before turning out onto a cooling rack.
Storage Instructions
- Counter: Store in an airtight container at room temperature for up to 3 days. The bread stays incredibly moist, so it’s actually better the next day!
- Fridge: Keep it covered in the refrigerator for up to 5 days. It actually tastes amazing cold or gently reheated.
- Freezer: Wrap tightly in plastic wrap and then foil, and freeze for up to 3 months. Thaw overnight in the fridge before serving or toasting.
Tips and Tricks
- Don’t rush the butter browning step! Take your time and really let it get those beautiful golden-brown bits. That nutty flavor is what makes this recipe special.
- The bread will be very moist due to the pumpkin puree, so don’t panic if it takes longer than 75 minutes to bake. Just keep testing with a toothpick and trust the process.
- For an extra-special touch, toast a slice and serve it with cream cheese spread or a drizzle of caramel. It’s absolutely INCREDIBLE.
- The crumble topping tastes best when it’s crispy and golden, so don’t press it down into the batter. Let it sit on top so it stays crunchy.
Frequently Asked Questions
Q: Can I use pumpkin pie filling instead of pumpkin puree?
A: I wouldn’t recommend it! Pumpkin pie filling has added spices and sugar, which will throw off the flavor balance and make the bread overly sweet and spiced.
Q: What does brown butter taste like?
A: Brown butter has a deeply nutty, toasty flavor with caramelized notes. It’s savory-rich rather than sweet, which is why it pairs SO beautifully with pumpkin and spices.
Q: Can I make this recipe without browning the butter?
A: You can use regular melted butter, but you’ll lose that signature nutty depth that makes this bread special. I really recommend taking the time to brown it!
Q: How do I know when the butter is properly browned?
A: Listen for the sizzle to calm down and look for the milk solids to turn a deep golden-brown color at the bottom. The aroma will be deeply nutty and toasty. It should take about 10-12 minutes total.
Q: Can I add nuts to this bread?
A: Absolutely! Chopped pecans or walnuts are delicious. You can add them to the batter (about 3/4 cup) or scatter them in the crumble topping instead of (or in addition to) the mini chocolate chips.
Q: Why is my bread sinking in the middle?
A: This usually means the oven temperature is off or the bread came out too early. Make sure your oven is properly preheated and test for doneness with a toothpick in the very center. The bread is done when the toothpick comes out mostly clean or with just a few crumbs.
Do you LOVE allllll Things Pumpkin?? Check out MORE of my Favs:
Brown Butter Pumpkin Cupcakes with Salted Caramel: Easy Fall Recipe
Gooey Pumpkin Brown Butter Cake: Creamy, Dreamy Fall Perfection
Brown Butter Salted Caramel Pumpkin Bundt Cake – The Ultimate Fall Dessert
Ready to make this brown butter MASTERPIECE? Tag me @munchiesbymallory on Instagram and TikTok so I can see your gorgeous loaves! This bread is going to be your new fall favorite, I promise.







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